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Description: Pay your credit card bill through CRED and earn up to Rs 1,000 cashback through CRED coins and spin-the-wheel rewards. Every time you pay your credit card bill on CRED, you earn CRED coins proportional to the bill amount, which can be redeemed for cashback directly to your bank account, brand vouchers from top companies, or exclusive deals on CRED Store. Additionally, after each successful bill payment, you get to play the CRED Jackpot game where you can win cashback rewards ranging from Rs 10 to Rs 1,000. This makes paying your monthly credit card bills not just responsible but actually rewarding. CRED supports bill payments for all major credit card issuers including HDFC, SBI, ICICI, Axis, Kotak, Citibank, AMEX, RBL, HSBC, IndusInd, and more. The payment process is instant through net banking, UPI, or NEFT/RTGS, and you receive a confirmation once the payment is processed by the card issuer. CRED has become the preferred way for millions of Indians to pay their credit card bills while earning valuable rewards.
Description: Invest in high-yield fixed deposits through CRED Mint and earn returns of up to 9% per annum with partner banks and NBFCs, all with zero commission from CRED. CRED Mint simplifies FD investing by curating the best fixed deposit options from trusted institutions including Shriram Finance, Bajaj Finance, Unity Small Finance Bank, and others, offering interest rates significantly higher than traditional banks. You can start investing from as low as Rs 5,000 and choose tenures ranging from 3 months to 5 years based on your financial goals. CRED Mint displays transparent comparison of interest rates across all partner institutions so you can easily choose the best option. The entire investment process is digital and takes just a few minutes within the CRED app. Your deposits are protected under DICGC insurance up to Rs 5 lakh for bank FDs. CRED also provides maturity tracking and auto-renewal options for hassle-free investing. This is an excellent option for conservative investors looking for higher returns than savings accounts without taking on stock market risk.
Description: Refer your friends to CRED and earn a Rs 250 Amazon gift voucher for every successful referral who joins and pays their first credit card bill. The CRED Refer and Earn program is one of the simplest ways to earn rewards for spreading the word about India's most rewarding credit card bill payment platform. To refer a friend, simply open the CRED app, go to the referral section, and share your unique invite code via WhatsApp, SMS, email, or social media. When your friend downloads CRED, signs up using your referral code, and makes their first credit card bill payment, you receive a Rs 250 Amazon voucher that can be used for shopping on Amazon India. Your referred friend also gets welcome benefits including bonus CRED coins and access to exclusive member rewards. Since CRED requires a minimum credit score of 750, the referral works best with financially savvy friends and colleagues who use credit cards regularly. There is no limit on the number of people you can refer, so keep sharing and keep earning.
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More About CRED
CRED is India's most exclusive members-only credit card bill payment platform that rewards users for paying their credit card bills on time. Founded by Kunal Shah in 2018, CRED has quickly become one of India's most popular fintech apps with over 3 crore members who collectively hold 35% of India's premium credit card base. The platform is designed for creditworthy individuals with a credit score of 750 and above, creating an exclusive community of financially responsible users. CRED rewards members with CRED coins for every rupee paid towards credit card bills, which can be redeemed for exclusive cashback offers, brand vouchers, and premium experiences. Beyond bill payments, CRED offers CRED Pay for UPI payments, CRED Cash for personal loans, CRED Mint for fixed deposits, CRED Escapes for luxury travel, and CRED Store for premium products at exclusive prices. The app also provides free credit score tracking, spending analysis, and smart reminders to help users maintain excellent financial health.