Star Health Insurance Coupons & Promo Codes - May 2026

Description: Protect your entire family with Star Health's Family Health Optima plan starting at just Rs 600 per month, covering hospitalization, pre and post-hospitalization expenses, day-care procedures, and more. The Family Health Optima is Star Health's most popular family floater plan, covering 2 adults and up to 4 children under a single policy with a shared sum insured. The plan offers sum insured options from Rs 5 lakh to Rs 1 crore, with features like automatic 100% sum insured rebalancing if exhausted, no room rent restrictions on most plan variants, coverage for 600+ day-care procedures, and organ donor expenses. The plan covers pre-existing diseases after a 36-month waiting period, and specific diseases after a 24-month waiting period. Star Health's extensive network of 14,000+ hospitals ensures cashless treatment across India. The plan also covers AYUSH treatments (Ayurveda, Yoga, Unani, Siddha, Homeopathy), annual health check-ups, and ambulance charges. With competitive premiums and comprehensive coverage, Star Health Family Optima is one of India's best-selling family health insurance plans, providing peace of mind for families across the country.

Description: Get specialized health insurance for your senior citizen parents with Star Health's Senior Citizens Red Carpet plan, designed exclusively for individuals aged 60 to 75 years. This is India's best-selling senior citizen health insurance plan, providing comprehensive coverage for hospitalization expenses that are most critical during the later stages of life. The plan offers sum insured options from Rs 1 lakh to Rs 25 lakh, with coverage for in-patient hospitalization, pre and post-hospitalization expenses, day-care procedures, cataract surgery, knee and hip replacement, cardiac treatments, and other common senior citizen health issues. Star Health has simplified the enrollment process with minimal medical tests for eligible applicants. Pre-existing diseases like diabetes, hypertension, and cholesterol are covered after a waiting period. The plan includes automatic sum insured restoration of 100% if the basic sum insured is exhausted during the policy year, providing an additional safety net. With over 14,000 network hospitals for cashless treatment and Star Health's dedicated claim assistance team for senior citizens, this plan provides essential protection for aging parents at affordable premiums.